Daynotes On A Budget, V6.0

Still here, still braining, a bit. I know, it's January, there's nothing at all going on, right?  Well, not in my world. For starters, did your health care insurance change at the beginning of the year?  For some of you, it did.  The reason why matters little.  The bottom line is that, for thousands, probably millions of people, their insurance changed.  For some, it's a major change - as in one company to another.  For others, it might have seemed a minor change.  A few more things included in the coverage since they hiked the premium, or maybe it dropped a bit, and so did some options.   Whatever those changes might have been, they play havoc in my world.  Let's say, for example, you're on an on-going therapy.  Like me.  I'm diabetic.  Is my insurance still going to cover the same things it did last year?  For most folks, that's a "yes."  For some it may be an "I sure hope so".  For a growing group of folk...

Full disclosure - I attended the same MIAC school which my father graduated from, Hamline is also an MIAC school, and it used to have a law school.  Apparently now it has a collection of kindergarten-level halfwits at the helm.  The great and wonderful thing about most kindergarteners is that they're filled to overflowing with potential.  The leadership of Hamline, on the other hand, is also full of potential - the sort of potential which leads to disastrous futures, disappointment, and generally low achievement across the board, because they're seeking not to offend. Yup, my friends, I've waded into yet another one of those rather large dustups that any slack-jawed halfwit could see it wasn't going to be that big of a deal until someone did a dipshit move... So let's start with the beginning of the day.  After my alarm clock goes off and blasts me out of bed (yes, it's across the room, where I need to get up, because I learned many years ago I had become so ade...